Could this simple guidance make all the difference when it comes to your money?

Key points

• Winning with money (saving enough, avoiding debt, and so on) can be a challenge.
• Finance expert Dave Ramsey has some simple advice for how to achieve financial success.
• He recommends that you avoid doing what others do, and instead focus on making the best choices for your own future.

Many people struggle financially and have difficulty saving enough money or avoiding credit card debt. If you don't want to be one of them, finance expert Dave Ramsey has some advice for how to "win with money."

Here's what that advice is, as well as some tips on whether you should implement his advice and how to do it.

Dave Ramsey's advice for becoming a financial winner

Ramsey's advice for winning with money is really simple, but it may not be advice you'd expect to hear.

"If you want to win with money, let me give you an idea: figure out what most people are doing and run in the other direction," Ramsey wrote on Facebook. Ramsey also went on to explain why he gave this unexpected advice.

"Most people are broke," Ramsey said. "Most people look good and they're broke. And the government, which is well known for its ability to handle money (sarcasm font) is not going to save you. It's up to YOU."

Essentially, Ramsey is suggesting that rather than trying to follow the crowd or keep up with the Joneses, you make your own money decisions that are right for your long-term financial plan. You don't...

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