Why women invest their money less profitably than men - VOGUE India
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Personal finance advice: We received $15,000 at our wedding and ... - Slate
We’ve never seen this much money at once.
Pay Dirt is Slate’s money advice column. Have a question? Send it to Lillian, Athena, and Elizabeth here. (It’s anonymous!)
Dear Pay Dirt,
Much to our surprise, my new spouse and I received about $15,000 for our wedding (Yay! Wow!)! We also have about $10,000 in credit card debt and over $50,000 in student loan debt combined (though we both applied for federal student debt relief, which will hopefully pass). Right now, we’re feeling very lucky and very overwhelmed—neither of us comes from a very financially literate family, and aren’t sure what to do with the money. Could you help us figure out some of the best options?
Right now we’re discussing either completely paying off the credit card debt and saving what’s left over OR continuing to do our minimum monthly payments on the credit card debt and immediately putting all of the gift money into some kind of savings account (what kind, we’re not sure). Either way, we also think it’d be best to just keep continuing our regular monthly student loan payments and not use that gift money for that at all. These sums might seem small to some readers but we’re absolutely blown away by the generosity of our loved ones. We’re both in very rewarding but low-paying fields, so this amount of money is a lot more than what either of us has seen at one time, despite slowly building up our savings outside of this gift.
—To Pay or to Save
Dear Pay or Save,
I’m all about a side hustle, and...
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