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Becoming a victim of fraud during the holidays when you use a credit card for online shopping is a very real risk. The volume of online sales is expected to grow by 4.8% year over year, according to Adobe’s online shopping forecast for the 2023 holiday season. The National Retail Federation predicts a total 58% of consumers are planning to shop online over the holidays.

With so many people making their holiday purchases virtually, online retailers can make great targets for scammers looking to steal your financial information. Luckily, there are multiple ways you can protect yourself this season — starting with your credit card.

Shop online safely this holiday season using a credit card

Before you begin adding gifts to your online shopping cart, follow these tips to help keep your money and identity safe.

1. Use a credit card for online shopping instead of a debit card

Anytime you shop online, reach for your credit card over your debit card. If you do fall victim to fraud, you may have a much easier time settling the incident.

Think about how each payment type works. If someone is able to gain access to your debit card information after an online transaction, they can directly spend money in your linked bank account. If that money has already been taken from your account by...

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